Start up costs can quickly escalate unless you keep them under control. Learn which costs you may incur and how to calculate ...

New online ‘challenger’ banks are a growing alternative to traditional high street banks and building societies. Originally ...

Invite your bank contact to visit your premises to meet key employees and to get a better understanding of your business. Use ...

An overdraft is the amount you owe on your account to the bank. Bank overdrafts can be repaid more quickly than formal loans ...

Clearly, crowdfunding is still a relatively new concept and few businesses have obtained finance using it to date. But, as ...

Attracting investors is an incredibly difficult and time-consuming process. This is especially true for new businesses, ...

Check any conditions the grant provider imposes: for example, any targets you must reach before payments are made, how the ...

Effective cash flow management is crucial to running your business. Although it's a challenge and you need to be making enough sales, there are many ways to keep your cash flow positive and make sure ...

Overdrafts and bank loans are the most common form of external financing available to businesses. Used properly, they provide a simple and effective way of financing the growth of your business. Using ...

When husband and wife team Manveel and Ras Deol spotted a gap in the market for bespoke, luxury gift boxes, they knew they had a business idea they were passionate about. However, they also knew ...

For term loans, repayment must be between three months and six years. For overdrafts and most other types of borrowing, the maximum term is three years. The guarantee helps protects the lender if you ...

Grant funding typically only covers 15-60% of the total finance required for a project. It is extremely rare for a grant to finance 100% of the costs of any project. Even if a larger proportion of the ...