If you consider lounge access a must-have and you frequently fly (and check bags on) United, then this card's jumbo annual fee can be a relative bargain. Occasional travelers should look elsewhere ...

You'll earn decent rewards, and free checked bags can add value — but the card is more expensive than its competitors and lacks some perks you'd expect to find at this level. Many or all of the ...

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.