But that doesn't mean they're free money. Personal loan APRs average 12.17%, according to the Fed's most recent data. Meanwhile, the average credit card interest rate is around 21.19%.

Personal loans can help you finance most major purchases, from an engagement ring to home repairs, often at a lower interest rate than paying with a credit card. And if you're stuck with a bunch ...

My child-free life was the butt of a joke. As a woman in my 40s ... Smith is a surgeon and writer in the Pacific Northwest. Her personal essays on surgical training and experiences have appeared on ...

Steven is a personal finance writer covering topics from ... a payday advance app can provide you with a cash advance for free or at a low cost. You can access a $200 payday advance at an APR ...