Life insurance companies may require you to undergo a free or low-cost medical exam before purchasing insurance with a large or guaranteed death benefit. Sarah Horvath is a finance writer and ...

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Getting life insurance typically requires a medical exam to give your provider a clearer picture of your health status. But there are policies available that don't require an examination.

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“Starting in the very first course, they really are focused on how to take a history and physical exam, and students will go into clinical preceptorships their second week of medical school.

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Someone with a health condition that could prevent them from taking out a policy may wonder if life insurance with no medical exam is worth pursuing. For most people, the answer is yes.

Eligible applicants can purchase up to $1 million of life insurance coverage without a medical exam. If you do qualify for its lab-free term life insurance, you can expect the same plan and rates ...