So before you put your money in a step-up CD, learn more about how it works and which alternatives could be a better choice. Step-up CDs have predetermined rate increases that kick in at set ...

Certificate of deposit (CD) accounts are always a smart way for savers to protect and grow their money. And they've become a critical way to do so in recent years. With inflation at its highest ...

They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. If you're looking for a safe place to park significant savings, a jumbo CD can be a ...

You’ll want to be reasonably sure that you will not need the fund before the term of the CD is up. Otherwise, you will have to pay a penalty for breaking the CD early. With Capital One the ...

On the other hand, it may not make sense to invest in a 3-month CD with a rate that’s on par with your savings account. If you end up needing to make a withdrawal from your CD, any earnings as a ...

You can lock in today's high rates for the term of the CD. Moreover, they're safe investments, generally coming with FDIC or NCUA insurance on balances up to $250,000. Start your journey by ...

A CD ladder involves investing equal sums of money in multiple CDs, each with a different maturity date. Different types of CDs may fit investors' needs, including step-up CDs, bump-up CDs ...

According to FDIC data, the national average rate for a 1-year CD was 1.88% APY as of September 2024, up from 0.17% APY in April 2022. However, that average will likely decline when October’s ...

Barclays CD rates range from 0.10% to 5.10% APY. Barclays doesn’t charge fees or require a minimum deposit amount for its CDs. You can choose from nine CD term options, with durations ranging ...

Competitive CD rates have started to drop in 2024. The first Fed rate drop of 2024 hit in September. Many, or all, of the products featured on this page are from our advertising partners who ...

Currently, Barclays offers an online 12-month CD with a 3.75% APY, and you don’t have to meet any minimum balance requirements to earn that interest rate or open the account. You also have up to ...